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We focus on responsible lending to people with little or no credit history, who may be underserved by traditional banks. Our services are simple, easy and fast.

Total number of loans to date

Number of loans provided this year

Number of loans provided today

Number of active customers

20.1
Million

Total Assets

14,704
MEUR

 

*as at 31 December 2016

Operating income

2,000
MEUR

Cost to income ratio

55.7%

 

*as at 31 December 2016

NPL ratio

6.1%



ROAA

1.8%

 

*as at 31 December 2016

Our key strengths

  • Market-leading positions
  • Track record of successful new market entry
  • Superior data capture and analysis
  • Unique origination capability

What makes home credit different?

  • We offer safe, affordable loans to less affluent customers, responsibly cross-selling as they develop their financial literacy and their needs evolve. We are supported by a bespoke in-house technology that holds the credit records of 70 million customers.