Republic of Kazakhstan
Highlights of Home Credit Kazakhstan JSC financial results:
| |
|
06/30/2006 |
12/31/2005 |
| Income statement |
|
|
|
| Net interest income |
TKZT |
284,932 |
(2,426) |
| Operating income |
TKZT |
280,361 |
(2,431) |
| Impairment losses |
TKZT |
(331,490) |
(10,188) |
| Operating expenses |
TKZT |
(633,746) |
(430,216) |
| Net profit after tax |
TKZT |
(369,316) |
(302,853) |
| Balance sheet |
|
|
|
| Total assets |
TKZT |
9,919,429 |
470,431 |
| Net loan portfolio |
TKZT |
7,826,327 |
48,605 |
| Shareholder's equity |
TKZT |
(623,619) |
(254,303) |
| Ratios |
|
|
|
| Operating income / Average net loan portfolio |
% |
14.24
|
5.00 |
| Impairment losses / Average net loan portfolio |
% |
16.84 |
20.96 |
| General administrative expenses / Average net loan portfolio |
% |
15.35
|
- |
| NPLs / Gross loan portfolio |
% |
0.28 |
0.00 |
| Cost / Income ratio |
% |
104.99 |
- |
| Return on average assets |
% |
- |
- |
| Return on equity |
% |
- |
- |
| Capital adequacy ratio |
% |
- |
- |
