Financial Reports

Czech Republic

Home Credit a.s.


  • Interim Financial Statements for the six month period ended 30 June 2008:

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  • Interim financial statements for the three month period ended 31 March 2008:

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  • Financial Statements (1 April 2007-31 December 2007):

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  • Interim Financial Statements for the six month period ended 30 September 2007:

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  • Interim Financial Statements for the three month period ended 30 June 2007:

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  • Annual Financial Statements (1 April 2006 - 31 March 2007):

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  • Interim Financial Statements for the nine month period ended 31 December 2006:

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  • Interim Financial Statements for the six month period ended 30 September 2006:

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  • REPORT ON BUSINESS ACTIVITIES 2005:

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  • Interim financial statements for the three month period ended 30 June 2006:

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  • Financial Statements for the period from 3 January 2005 to 31 March 2006:

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  • Home Credit Finance a.s.

Slovak Republic

Home Credit Slovakia, a.s.


  • Interim Financial Statements for the six month period ended 30 June 2008:

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  • Interim financial statements for the three month period ended 31 March 2008:

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  • Financial Statements for the year ended 31 December 2007:

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  • Interim Financial Statements for the nine month period ended 30 September 2007:

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  • Interim Financial Statements for the three month period ended 30 June 2007:

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  • Audited financial statements for the three month period ended 31 March 2007:

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  • Annual Financial Statements:

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  • Financial Statements 3Q 2006:

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  • Financial Statements 1H 2006:

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  • REPORT ON BUSINESS ACTIVITIES 2005:

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  • Financial Statements 1Q 2006:

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  • Annual Financial Statements 2005:

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  • Annual Financial Statements 2004:

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  • Annual Financial Statements 2003:

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Russian Federation

Home Credit and Finance Bank Llc.

Home Credit and Finance Bank LLc ("HCFB") prepared and regularly presents its financial results in accordance with International Financial Reporting Standards (IFRS). You may find the copy of the financial statements according to IFRS further on this website. In accordance with local legal requirements, HCFB also prepares and reports its financial results in accordance with Russian Auditing Standards (RAS), which may differ from numbers in its financial statements according to the IFRS. The financial statements according to the RAS are available on HCFB Russian website www.homecredit.ru.


  • HCFB - Condensed Consolidated Interim Financial Statements for the three month period ended 31 March 2008:

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  • Audited Consolidated Financial Statements for the year ended 31 December 2007:

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  • Consolidated Financial Statements 9M 2007:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of June 30, 2007:

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  • Consolidated Financial Statements 1H 2007:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of March 31, 2007:

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  • Consolidated Financial Statements 1Q 2007:

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  • Announcement in respect of the Czech Act No. 377/2005 Coll. on financial conglomerates:

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  • Consolidated Financial Statements for the year ended 31 December 2006:

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  • Consolidated Financial Statements 3Q 2006:

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  • Consolidated Financial Statements 1H 2006:

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  • REPORT ON BUSINESS ACTIVITIES 2005:

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  • Consolidated Financial Statements 1Q 2006:

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  • Annual Consolidated Financial Statements 2005:

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  • Report on Business Activities 2004:

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  • Annual Consolidated Financial Statements 2004:

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  • Annual Consolidated Financial Statements 2003:

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Republic of Kazakhstan

Home Credit Kazakhstan JSC


  • Financial Statements for the year ended 31 December 2006:

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  • Interim Financial Statements for the six month period ended 30 June 2006:

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  • Annual Financial Statements 2005:


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Ukraine

JSCB Agrobank


  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of June 30, 2007:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of March 31, 2007:

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Republic of Belarus

OAO Lorobank


  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of March 31, 2008:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of December 31, 2007:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of September 30, 2007:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of June 30, 2007:

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  • Announcement in respect of the Czech Act No 377/2005 Coll on financial conglomerates as of March 31, 2007:

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