Copyright

The website www.homecredit.net is owned and operated by PPF a. s., having its registered office at Na Pankráci 1658, Prague 4, Czech Republic, recorded in the Commercial Register of the Municipal Court in Prague, Section B, Entry No 4495, Corporate ID: 250 99 345, which is authorised to exercise the ownership rights to the aforementioned website in accordance with the Act No. 121/2000 Coll., on Copyright, Rights Related to Copyright and on the Amendment of Certain Laws (Copyright Act) as amended - (hereinafter the "Operator").

The Operator is the owner of any copyright in the website www.homecredit.net, including any page design, technical drawings, graphics, pictures or images posted on the website, as well as any copyright in the selection and method of arranging the files contained on this website. Notwithstanding the foregoing, some of the material and text posted by the Operator on the website www.homecredit.net (including, but not limited to, trademarks, logos etc.) might be owned by third parties and might be under protection of appropriate Acts on protection of intellectual property rights.

The rights and obligations of the Operator and the users regarding the use of this website shall be governed by these Terms of Use, which shall apply to everyone who visits this website (hereinafter the "User"). By entering any web page of the Operator or by using in any way any piece of information posted on any web page of the Operator a User will be deemed to have accepted these Terms of Use.

The publication of any data or information on the website www.homecredit.net, with the exception of this document "Terms of Use of www.homecredit.net website", will not be considered as an act in law, unless expressly agreed otherwise.