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Home Credit B.V.´s Board of Directors

• Home Credit B.V.´s Board of Directors
• Group Executive Committee
• Country Teams Management

The Board of Directors is responsible for the strategic management and business affairs of the Group, which includes financial accounting and controls, capital and risk management as well as the principal operating activities of its subsidiaries.

• Alexander Labak

  (Chairman)
  Chief Executive Officer, Home Credit Group
  Chairman of the Board of Directors, Home Credit B.V.

  Joined Home Credit Group in October 2006.

  Before joining the Home Credit Group, Mr. Labak held executive positions at leading financial services companies such as MasterCard Europe where he served as President, and Deutsche Bank where he was Chief Marketing Officer. Mr. Labak developed a strong consumer focus whilst working at Johnson & Johnson and Henkel and throughout his career has had European and global business responsibilities complemented by direct operating market experience in the United States, Canada, Germany, Italy, Belgium and Austria.

  Mr. Labak gained an MBA from the Wharton Business School and a PhD from the Vienna University of Economics and Business Administration.

  
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• Sonia Slavtcheva

  (Member)
  Chief Financial Officer, Home Credit Group
  Member of the Board of Directors, Home Credit B.V,

  Joined Home Credit Group in July 2008.

  Ms. Slavtcheva joined Home Credit group from GE Money where she has held a number of positions within Europe and the U.S. in a career spanning over 10 years. She has worked for a number of leading financial institutions in the US and CEE countries gaining considerable experience in financial operations. She was appointed a member of the Board of Directors of Home Credit B.V. in January 2009.

  In 1988 Ms. Slavtcheva gained a Masters Degree from the University of National and World Economy, Sofia, Bulgaria majoring in Management and Economy of Transport.  She then studied and MBA in Finance at the University of Pittsburgh.

  
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• Ivan Svitek

  (Member)
  Country Manager, Home Credit Russian Federation
  (Chairman of the Management Board, Chief Executive Officer, OOO Home Credit and Finance Bank, Russian Federation)
  Member of the Board of Directors, Home Credit B.V.

  Joined Home Credit Group in September 2008.

  Mr. Svitek joined Home Credit and Finance Bank in Russia having held the position as President and CEO of GE Money, Sao Paulo for the previous five years. During his career he has gained over fifteen years of strategic and operational experience in financial services and consumer products across Europe and Latin America at GE and prior worked for Pepsi-Cola International in the Czech Republic. He was appointed a member of the Board of Directors of Home Credit B.V. in January 2009.

  Mr. Svitek graduated from Claremont McKenna College, California, USA with a Bachelor of Arts in Economics and Political Science and gained an MBA in Finance at INSEAD, France.

  
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