PPF Vietnam Finance Company Limited raises VND 270 billion (EUR 10.8 million) via revolving loan facility from Calyon

Ho Chi Minh City

12/21/2009 - PPF Vietnam Finance Company Limited (‘‘PPF Vietnam’’), the leading provider of consumer finance products in Vietnam, has risen refinancing totalling VND 270 billion (EUR 10.8 million) via the Revolving Loan Facility provided by Calyon.

PPF Vietnam succeeded to gain its first external funding raised locally in Vietnam since it started consumer finance operations under Home Credit brand in April 2008.

The Revolving Loan Facility was arranged with Calyon S.A in October 2009 and started to be drawn in December to respond to high season demand. The facility with maturity of 12 months provides PPF Vietnam with flexible utilization based on its needs to fund receivables from the POS loans. The Loan Facility also enables the company to better respond to quickly growing market with a broader range of consumer finance

For further information, please contact:

Press Inquiries:

Milan Tománek

Head of PPF Group communications

E-mail: tomanek@ppf.cz

Tel.: +420 224 174 066

Pavlína Štrofová

Investor Relations Specialist

E-mail: strofova@ppf.cz

Tel.: +420 224 174 265

Notes for editors:

PPF Vietnam Finance Company Limited is the leading consumer finance provider in Vietnam. The company provides POS loans on the promising local market under the “Home Credit” brand.

Companies of the Home Credit Group operate on consumer finance markets in the Central and Eastern Europe, the Central Asian and the Far East. As at year-end 2008, the company had granted loans in the combined principal of EUR 3.6 billion. Home Credit Group maintains one of the leading positions in the consumer finance markets of the Czech Republic (Home Credit since 1997), the Slovak Republic (Home Credit Slovakia, since 1999), the Russian Federation (Home Credit & Finance Bank, since 2002), the Republic of Kazakhstan (Home Credit Kazakhstan, since December 2005), the Ukraine (OJSC Home Credit Bank, since 2006) and Belarus (OJSC Home Credit Bank, since 2007). Home Credit also expanded its operations into China (Home Credit Asia, December 2007) and Vietnam (April 2009).

The Home Credit Group is a member of PPF Group, established in 1991, which is a leading international investment group. PPF Group focuses on financial services (banking, insurance and consumer finance), private equity investments, and investments in real property. PPF Group also actively seeks investment opportunities and executes strategic investments in emerging markets of the Central and Eastern Europe and Asia. During its 18 years in business, PPF Group has become an important international financial investor, managing assets of EUR 10.1 billion as of 30 June 2009.