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Credit cards allow money to be borrowed or products and services to be bought on credit, repeatedly, up to the approved limit and use benefits of a grace period (subject of a local conditions). Credit cards are typically sold to existing Home Credit customers who have built a relationship with the company through POS or cash loans and have made successful loan repayments.
Distribution channels may vary in individual countries.
For a more detailed explanation of the product, please refer to the local Home Credit websites.