Elena, 26, Novosibirsk:
To be honest, I was never partial to any credit products before, and didn’t know much about them. The Financial Literacy seminar by Home Credit allowed me to learn what the service was all about. I realised that if you approach the matter logically and carefully, you can use the products well and really benefit from them. Now I understand a whole range of offers and can choose the best product which brings me the greatest advantages.
Gultan, 25, Saratov:
Through the Home Credit Financial Literacy seminar in my hometown, I learnt what to pay attention to when choosing your bank and the type of credit you want. I also discovered the pros and cons of various types of credit. Thanks to the seminar, I now know how to use my credit and debit cards responsibly - If only there were more events like this!
Nikolai, 27, Moscow:
I came to understand the importance of simple maths in a budget and discovered the ‘secrets’ of credit cards, including how to spot potentially hidden commissions and interest. Thanks to Home Credit’s Financial Literacy seminar, I can now approach banks with confidence and knowing that I have a real advantage in negotiations thanks to my new knowledge.
Tatiana, 41, Perm:
I now understand credit cards; I learned how to choose credit; I reinforced my previous knowledge. The information on advantageous deposits and the comparison with cash and bonds was especially useful. I got answers to all my questions. For these things, all I can say is thank you!
Timur, 27, Kazan:
I was always sceptical of taking out a cash loan and viewed them as dangerous, but I have changed my opinion after attending the Financial Literacy seminar because I now understand how to choose the “golden mean”. I liked the excellent form of content delivery, the overall atmosphere and the cordiality. I found the insights into financial planning for families useful, and I hope to learn more in future seminars!