Board of Directors
The Board of Directors is responsible for the Group’s general affairs and strategy. Duties of the Board of Directors are divided among its members.
Home Credit – as a group of companies – is committed to high standards of corporate governance and to maintaining a sound framework through which the strategy and objectives of the Group are set, and the means of attaining these objectives and monitoring performance is determined.
The Board of Directors is responsible for the Group’s general affairs and strategy. Duties of the Board of Directors are divided among its members.
The Non-Executive Directors are, inter alia, responsible for the supervision of the Executive Directors and assist the Executive Directors by providing advice.
The Executive Directors are entrusted with managing the day-to-day affairs of the Group and are responsible to achieve the Group’s objectives, strategy and the accompanying risk profile.
PPF Group operates in 25 countries spanning Europe, North America, and Asia. The Group invests in multiple sectors, including financial services, telecommunications, media, biotechnology, real estate and engineering.
PPF Group N.V. shareholders are:
Renáta Kellnerová and family: 100%
PPF Group N.V. holds a 100% shareholding in Home Credit Group through PPF Financial Holdings a.s.
Registered office:
Zuidplein 168, 1077 XV Amsterdam, Netherlands; incorporated in the Commercial Register of the Chamber of Commerce and Industry for Amsterdam under registration number 33264887
More information:
www.ppf.eu
Ondřej Frydrych earned a degree in control systems from the Technical University of Liberec and an MBA from the Rochester Institute of Technology in New York. His early career in technology included roles in internet services at Kodak and eProductivity.com in the United States. After returning to the Czech Republic in 2001, he joined the IT consulting company Adastra Czech, serving as CEO and managing partner of Adastra Business Consulting until 2014. He joined Home Credit Group in 2016 and currently serves as PPF Group Chief Performance Officer since April 2022.
Jean joined Home Credit after a long career in Citigroup going back to 1997, where he worked his way up from an analyst in the Financial Institutions group to Managing Director in the CEEMEA group. He spent time in London, Beijing and New York, and advised on dozens of notable strategic transactions, including lending his expertise to banks and other financial services providers as well governments in high-profile mergers, acquisitions, divestitures and strategic capital raising. Prior to his work at Citi, he was a consultant at Deloitte in their capital markets division.
Jean is a Certified Public Accountant, and has a Master’s degree in Accounting from Pace University’s Lubin School of Business. His first degree was a Bachelor’s in Business Administration and Economics.
He now serves as M&A Technical Director at Home Credit’s parent company, PPF Group.
Joined Home Credit in May 2007.
Pavel Rozehnal joined Home Credit from Linklaters, the international law firm, where he worked as an associate and later as an advocate for more than seven years advising major multinational and Czech corporations on M&A projects and corporate law.
As Executive Director and Chief Legal & Compliance Officer, Mr. Rozehnal was responsible for Home Credit Group’s legal & compliance organization and all of the Group’s legal operations, including M&A projects. He was appointed as Member of the Board of Directors of Home Credit International in October 2009 and was appointed to his role as the chairman of that Board of Directors in June 2011. In April 2024, he stepped down from his role as Group Chief Legal & Compliance Officer to take on the role of Chief Legal & Regulatory Officer at PPF Telecom Group.
Mr. Rozehnal attended Charles University in Prague where he graduated with a Master’s Degree from the Law Faculty. He is a qualified solicitor of the Senior Courts of England and Wales and a member of Czech Bar Association.
Tomáš Zeľo, is a corporate finance professional with more than 10 years of experience in corporate finance, investment management and transaction advisory.
Currently serving as the Head of Group Funding at PPF Group, he is responsible for developing and executing the group’s funding strategy and managing its capital structure. Tomáš has successfully managed complex M&A, fundraising, and financial structuring projects.
Prior to joining PPF Group, he held a variety of roles, including leadership and project management positions, at consulting and investment firms based in the CEE region, where he advised on transactions across private equity, corporate finance and real estate. Tomáš is a CFA charterholder and holds a Master’s degree in Finance from the University of Economics in Prague.
Home Credit N.V.’s Articles of Association set out the internal organisation of the Company and the roles of its internal bodies.
Home Credit Group's auditor is KPMG.
